The Independent Insurance Agents of Central Florida supports local universities and colleges to offer specialized property and casualty insurance classes as well as risk management courses for insurance professionals in Central Florida. From UCF, Valencia, and Seminole State College, to private insurance schools, IIACF is dedicated to the continued education and growth of insurance throughout the State. 

Many of these courses are available online, catering to the incredibly busy schedule of insurance professionals in Florida. IIACF provides support and a foundation for these insurance education programs. Members of IIACF are lending their expertise as adjunct professors for these programs, furthering the connection between the community, the insurance professionals, and continued education.

Pre-licensing Information

Types of Licenses

Property and Casualty


2-20 General Lines (Property, Casualty, Surety, Marine, Health and Miscellaneous Lines)

Common Use(s) of License:

To insure automobiles, water craft, homes, motorcycles, and pets. Also, used to write errors & omissions, workers compensation, and write bonds.

Related Florida Statutes:

626.015, 624.604, 624.605, and 626.726-626.754


20-44 Personal Lines

Common Use(s) of License:

A general lines agent who is limited to transacting business related to property and casualty insurance sold to individuals and families for noncommercial purposes.

Related Florida Statutes:

626.015, 626.73


4-40 Customer Representative

Common Use(s) of License:

A salaried employee of the general lines (property and casualty) agent or agency that may transact automobile, water craft, home, motorcycle, and pet insurance under the supervision of a licensed and appointed general lines agent.

Related Florida Statutes:

626.015, 626.7351


21-05 Insurance Agency License

Related Florida Statutes:

Subsection 626.015(8), Florida Statutes, defines an “INSURANCE AGENCY” as a business location which an individual, firm, partnership, corporation, association, or other entity engages in any activity or employs individuals to engage in any activity which by law may be performed only by a licensed insurance agent.

Continued Education

Education for Current Agents and CRS

Continuing Education (CE) Requirements in Florida

Required CE courses are determined in section 626.2815, Florida Statutes. See the chart below:

General Lines


5 hours of Law and Ethics update (5-220)
19 hours of Elective credits
Personal Lines


5 hours of Law and Ethics update (5-220)
19 hours of Elective credits
Customer Representative

04-40 & 04-42

5 hours of Law and Ethics update (5-220)
5 hours of Elective credits

Reminder of Florida’s 5-Hour CE Update Course Requirement The enforcement of the required 5-hour update course will begin for continuing education compliance cycles ending October 31, 2014 and later. There are already approved courses to meet this requirement currently available. That number will continue to increase in the future. Each licensee must complete a 5-hour course specific to their license type. When two or more licenses are held, the licensee must complete a 5-hour course specific to at least one license type held. Below you will find a list of available course authorities for the 5-hour course and how the requirement corresponds to each license type. 5-hour update courses will not satisfy specifically required CE courses, such as senior suitability or hurricane mitigation, for compliance cycles that end before October 31, 2014.

For questions pertaining to Florida CE requirements, please email or go to the Florida Department of Financial Services’ website at


Central Insurance School

Central Florida Insurance

Valencia College – Professional Continuing Education

Orlando Insurance School by Hilda Tucker

Andy Beverly Insurance School

UCF Continuing Education


Florida School Insurance

Insurance Industry Designation

  • CPCU  –  Chartered Property Casualty Underwriter
    • CPCU is respected as the premier designation in property-casualty insurance. Holding this designation immediately identifies you as a knowledgeable and dedicated professional.  Offered by The Insurance Institute of America (CPCU/IIAA), the program provides a broad understanding of the property-casualty industry focusing on the legal, financial and operational aspect of risk management and insurance, as well as on financial services.  The CPCU program consists of eleven courses. You must pass 8 courses to earn the CPCU designation. All candidates must complete the five foundation courses. In addition, you select either the commercial or personal insurance concentration to complete the program.
  • AIS  –  Associate In Insurance Services
  • AU  –  Associate In Commercial Underwriting
    • Offered through the Insurance Institute of America (CPCU/IIAA), the AU designation program will complement the underwriting skills you have learned on the job. You will learn about helpful information resources and options available to commercial underwriters. You will also learn a thought process to guide you as you write accounts and consider coverage questions. If you are a new underwriter, AU will give you a solid foundation in good underwriting practices. If you are a veteran, AU will offer you a fresh perspective.
  • CIC  –  Certified Insurance Counselor
    • Offered by The National Alliance for Insurance Education & Research, the CIC program has been the industry’s premier, proven source for practical, real-world education since 1969.  You will cover important aspects in personal lines, commercial casualty, commercial property, life and health and agency management.   
  • CLCS  –  Commercial Lines Coverage Specialist
    • Created with the learning needs of new insurance producers, agents, managers, CSRs and corporate staff in mind, the CLCS is the most complete professional learning program available for industry professionals seeking to master the subject of commercial lines coverage.  Sponsored by The National Underwriter Company, students completing the CLCS program have demonstrated extensive knowledge in a critical functional area of property and casualty insurance practice-insurance policy coverage-and will have applied that knowledge in real-life case study exercises.
  • CISR  –  Certified Insurance Service Representative
    • The National Alliance for Insurance Education & Research offers this practical program, stressing methods to minimize E&O claim possibilities and the understanding and analysis of risks and exposures.  The curriculum is tailored to your region making this a program a superior education opportunity.
  • Transportation Risk Specialist Professional Designation
    • Whether you are operating a company within the transportation industry or are in the business of providing insurance-related services to them, know well that agents, underwriters and risk managers carrying the TRS designation will exude competency and proficiency to meet your needs consistently and accurately. Amidst a virtual alphabet soup of insurance trade designations, the distinguished Transportation Risk Specialist™ stands out as the sole mark of professionals who have chosen to fully immerse themselves in a career of providing incomparable service to the transportation and trucking sector on behalf of insurers engaged in the same.
  • Associate in Insurance Account Management (AIAM) 
    • Conceived and developed by FAIA, the comprehensive AIAM designation is the only non-technical customer service account designation approved by IIABA’s Best Practices Council. The webinar-based curriculum gives account representatives and managers the skills needed to provide the best service possible to clients. This leads to improved customer satisfaction, which increases account retention.
  • Construction Risk and Insurance Specialist (CRIS)
    • Construction Risk and Insurance Specialist (CRIS®) continuing education (CE) program was developed by IRMI to make it much easier for insurance agents, brokers, CSRs, and in-house risk managers or insurance buyers to gain specialized expertise in construction insurance and risk management. Obtaining the CRIS certification will increase the competence, confidence, and credibility of insurance professionals who sell or underwrite insurance for contractors.
  • AIMS Society’s Certified Professional Insurance Agent(CPIA)
    • Designation is the first-of-its kind, hands-on, how-to training. To earn the CPIA designation, candidates are required to participate in a series of three, one-day Insurance Success Seminars.  These Seminars are designed to enhance the ability of producers, sales support staff and company personnel to efficiently create and distribute effective insurance programs. Participants leave with ideas that will produce increased sales results immediately.